That you didn't know you could qualify for

We help businesses access real bank lines of credit.

- No credit check to apply
- No application fee
- No expensive rates (most lines are under 7% annual cost)
- Monthly payments (not daily or weekly)

FIND THE BEST OPTIONS
Excellent
March 24, 2023
This Idaho Business Owner Says Line of Credit Depot Is a Game Changer!
I can't thank Line of Credit Depot enough for providing crucial capital that literally helped save my small Idaho retail store - their speedy financing was a total game changer for my business!
John T
August 9, 2023
Line of Credit Depot - Growth Rocket Fuel for our MO Business!
As a small retailer in Missouri looking to expand, I can't thank Line of Credit Depot enough for providing the financing we desperately needed. Their easy application and access to crucial capital through lending partners gave us the jolt we required to successfully open a second location and accelerate growth.
Kevin G.
Join the thousands of small businesses that activated a cumulative $60 million in affordable bank financing.
Apply online once:
Get access to the best Line of Credit banks have to offer.
We showcase the best qualities of your small business and pair you with the correct bank that best fits your needs.
Access to over 60 banks & lenders to get approved for a Revolving Business Line of Credit.
  • Easily apply online with our application
  • Save time by only applying once to access multiple offers
  • No heaps of paperwork, we assist our clients from start to finish
See Requirements in Your State
The lines of credit vary from state to state. See the requirements before you apply.
Straightforward time saving application
Save tons of time, only fill out one application. It takes about 10 minutes.
Any questions? Drop Us a Line
Sometimes small business owners like to learn more about the available programs before applying.
See an overview of our programs
Find out how a line of credit can specifically help your business. Rates, terms and requirements.
Real Banks. Real Lines of Credit.
Line of Credit Depot has the largest supply of banking partners to provide the best line of credit programs to American small businesses.
  • Much less red tape than traditional process
  • Very little paperwork
  • Speedy process. Takes weeks, not months.
Did you know that each state has different requirements for a Line of Credit?
Find out what the requirements are in your specific state

What State is Your Business Based Out Of?

Most Small Business Owners Don’t Know of the Additional CARES Act COVID-19 Grant Money, Last of the US Government Relief Package for Main St.

As seen on:
Thu, March 10, 2022, 8:32 AM · 2 min read

As Inflation Hits Main Street, Fintech Group Sees Surge in Loan Requests

As seen on:
Mon, January 10, 2022, 1:00 PM · 2 min read

New Study by Line of Credit Depot Reveals the Number 1 Reason Small Businesses are Applying for Debt Financing

As seen on:
Thu, December 16, 2021, 8:32 AM · 2 min read

As SBA Deadline Looms, Many Businesses Are Still Waiting for COVID Funds

As seen on:
Fri, November 19, 2021, 8:34 AM · 2 min read

New Fintech Platform Increases Approvals for Business Lines of Credit

As seen on:

Resources

September 8, 2023
Financing a Service Business in Florida
Learn More.
September 7, 2023
Florida Small Business Environment is Red Hot
Learn More.
September 6, 2023
Why Business Owners Don’t Know that they would Qualify for Better Business Credit
Learn More.
August 8, 2023
My Business Received an EIDL- Can I still get Bank Financing?
Learn More.
August 8, 2023
Kansas Bank Failure Highlights Need for Business Financing Options
Learn More.
August 2, 2023
Cash Advance - The Stigma and the Truth
Learn More.
August 2, 2023
Resources and Assistance in obtaining small business funding
Learn More.
August 2, 2023
Struggling To Make Payments On Your Business Loans? Here Are Your Options
Learn More.
August 2, 2023
Organic Growth VS. Accelerated Growth
Learn More.
We match businesses with
Bank Lines of Credit
Getting a bank line of credit can be a lengthy and drawn out process. Line of Credit Depot has taken the guesswork out of applying for a business line of credit. Here is how:
We make the application process much easier and much more effective.
We have centralized and simplified all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.
Our system presents eligible banks
Our system uses the data points you entered to find which banks fit your industry, size, and location. This allows our team to more accurately focus on banks that will more likely issue an offer. Not only are you able to receive bank financing faster, but are also able to choose from an array of offers.
We take care of the legwork
Our pre-established relationships with these banks allows us to swiftly push your file through a usually lengthy process.
FAQ
What’s the Process Look like?
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Why Can’t I just walk into the bank and apply?
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Who is Line of Credit Depot?
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How long does it take to get approved?
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What does my credit score have to be?
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How do I know if my business will Qualify?
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What are the rates?
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Is there an upfront application fee?
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Do I have to pay off existing loans/lines in order to get a line of credit?
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What industries will qualify for a line of credit?
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How much money can I get approved for?

What’s the Process look like?
Does Line of Credit Depot offer anything else besides Lines of Credit?
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