What is a Bank Line of Credit?

A Bank Line of Credit is most flexible form of financing available to a small-medium sized business.

Finance short term inventory and accounts receivable needs, consolidate existing debt, or use the line to purchase new equipment.

Sign up to receive a free 1-sheeter PDF outlining the rates, terms, and qualification standards of a Bank Line of Credit.

Learn exactly what is needed to get started with a Bank Line of Credit. Understand the benefits and drawbacks. Get a sense of the rates you will likely receive. This 1-sheeter is designed to give you all the answers.

Credit lines between
$30K – $500K
Rates as low as
4.8%
Approvals as fast as
5 minutes

Real Lines of Credit from Real Banks

See Requirements in Your State
The lines of credit vary from state to state. See the requirements before you apply.
Straightforward time saving application
Save tons of time, only fill out one application. It takes about 10 minutes.
Any questions? Drop Us a Line
Sometimes small business owners like to learn more about the available programs before applying.

Apply online once and only once.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Wait hours, not days for an approval.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Sign off on your Revolving Line of Credit within 2 weeks.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Apply online once and only once.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Wait hours, not days for an approval.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Sign off on your Revolving Line of Credit within 2 weeks.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

What you need to get started

Minimum qualifications
  • 600+ FICO
  • 6+ months in business
  • $10,000 in monthly revenue
  • Business registered in the U.S.
What you need to apply
  • Basic details about you and your business
  • Bank connection or year-to-date bank statements
Excellent
March 1, 2022
My advice, work with Line ...
My advice, work with Line of Credit depot and say goodbye the the 'bottom dweller' lenders.
Michael Small
February 13, 2022
No risk to apply, no uprfront ...
No risk to apply, no uprfront fees. These guys have something special. Thank you for the help!
Shakeena Brown

Check to see if you qualify.

Before you apply, check to see the specific requirements for your state.
No application or obligation.