Guides & Resources

Why Only Certain Banks Specialize in Lines of Credit

Not all banks are created equal. Some banks are more geared towards serving individuals with banking. Other banks are only commercial lenders. If you are looking to raise capital for your business, your success for actually getting bank financing starts with applying with the correct bank. We only work with ‘small business friendly’ banks and these banks specialize in securing our clients with lines of credit.

Matthew Elling

February 1, 2022

Not all banks are created equal. Some banks are more geared towards serving individuals with banking. Other banks are only commercial lenders. If you are looking to raise capital for your business, your success for actually getting bank financing starts with applying with the correct bank. We only work with ‘small business friendly’ banks and these banks specialize in securing our clients with lines of credit.


When you started your business and initially formed your business checking account, did you think about a line of credit. Most people would say that they didn’t, simply because they were focused on starting their business and probably betted on shouldering most startup expenses personally. When you are looking for a line of credit, most people start at their own bank. And most people get immediately declined from their bank for a line of credit. Most likely, this is because their bank would rather issue credit cards instead of a low interest rate line of credit. 

Before you apply, check to see if you qualify.

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