Guides & Resources

Credit Freeze & How to Lift One

Matthew Elling

February 21, 2023

What is a Credit Freeze?

In today’s digital age, identity theft and data breaches are becoming increasingly common. One way to protect yourself from this type of fraud is to use a credit freeze. A credit freeze, also known as a security freeze, is a tool that allows you to restrict access 

to your credit report. 

When you freeze your credit, no one, including you, can access your credit report without your permission. This means that lenders and other entities that check credit reports won't be able to see your credit history.  When you apply for a Line of Credit, you will need to unfreeze your credit temporarily to allow a credit check, if required. A hard credit pull is NOT required here at Line of Credit Depot. Applying for credit will not affect your credit score

Before you apply, check to see if you qualify.

No application or obligation.