Get a Business Line of Credit in New York

Small businesses in the Empire State account for 4.1 million jobs, more than half of all private-sector employment in New York State. From construction and manufacturing to educational services and high technology, small businesses are an important part of every industry in New York State. Interestingly, 43% of NY small businesses owners applied for credit for their business. LINK Nearly half of these applicants (53%) experienced a financing shortfall, meaning they obtained less funding than they sought.

Especially now, considering the economic fallout from COVID-19 New York government imposed lockdowns, the demand for small business financing will surely rise. Now is the time to seek affordable capital if you are a small business in New York State. Our bank partners are offering affordable access to credit in the form of a credit line (line of credit). We have all regions of New York state covered, whether your business is in Albany or Montauk. Apply today for a line of credit for your NY business.

See if you qualify for a Line of Credit in

New York

before you apply

See Requirements in Your State
The lines of credit vary from state to state. See the requirements before you apply.
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Sometimes small business owners like to learn more about the available programs before applying.
See an overview of our programs
Find out how a line of credit can specifically help your business. Rates, terms and requirements.

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Resources

March 7, 2025
Line of Credit Approvals with Losses On Tax Returns
Learn More.
January 17, 2025
Can I get a Business Line of Credit if my business is not profitable?
Learn More.
October 25, 2024
Using a Line of Credit to Complete More Jobs and Grow Your Construction Business
Learn More.
September 18, 2024
Fed's are officially cutting rates
Learn More.
September 9, 2024
Announcement: Rates are Dropping
Learn More.
April 24, 2024
Line of Credit Depot Eases Credit Requirements Amid Tightening Lending Landscape
Learn More.