Fast & Flexible Bank
Business Line of Credit

Enjoy the flexibility of a revolving line of credit.
Draw as you need and pay only for what you use.
No initial credit check. This is not an MCA.
How much do you need to access?
Continue
Make sure you fill out every field.
Approvals Up To
$
5
M
Terms as low as
WSJ PR + 0% -2%
Approvals as fast as
5
Minutes
6k+
Happy Clients
$60M
In Line of Credit Facilities
5 Star
Reviews on TrustPilot
250+
News Mentions
Excellent
February 2, 2024
Huge game changer for my business
Gave me the capital i needed at the perfect time that helped save my retail store in Idaho- shout out Matt for making the process so seamless!
John T
January 30, 2024
fast and simple process...
LOCD's easy application gave us the jolt we required to successfully open a second location.
Kevin G.

Apply online once and only once.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Wait hours, not days for an approval.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Sign off on your Revolving Line of Credit within 2 weeks.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Apply online once and only once.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Wait hours, not days for an approval.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Sign off on your Revolving Line of Credit within 2 weeks.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

75,000
Funded Amount
14 days
Time Till Funded
7.00%
Annual % rate
capital
Use of Funds
Restaurant Group
Georgia
HIRED STAFF
PAYING OFF DEBTS
11/02/2022
$100,000
Funded Amount
15 days
Time Till Funded
8.25%
Annual % rate
Use of Funds
Pain Therapy Medical Office
Florida
PAYING OFF DEBTS
RETURN CLIENT
10/25/2022
$150,000
Funded Amount
13 Days
Time Till Funded
7.25%
Annual % rate
Working Capital
Use of Funds
Roofing Contractor
New Jersey
BANK LINE
FASTER APPROVAL
10/19/2022
$364,283.71
Funded Amount
Time Till Funded
0%
Annual % rate
Use of Funds
Construction, 29 employees
Pennsylvania
ERC
5/15/2022
$324,846.66
Funded Amount
Time Till Funded
0%
Annual % rate
Use of Funds
Construction, 30 employees
California
ERC
5/5/2022
$58,255.95
Funded Amount
Time Till Funded
0%
Annual % rate
Use of Funds
Restaurant, 16 employees
New Jersey
ERC
4/18/2022
$213,029.88
Funded Amount
Time Till Funded
0% ERC GRANT
Annual % rate
Use of Funds
Hospitality, 36 employees
North Carolina
ERC
Jan, 2022
$52,455.02
Funded Amount
Time Till Funded
0% GRANT
Annual % rate
Use of Funds
Fitness, 6 employees
Georgia
ERC
12/2021
$75,000
Funded Amount
18 Days
Time Till Funded
6.5%
Annual % rate
Working Capital
Use of Funds
General Contractor
Florida
BANK LINE
FASTER APPROVAL
EXPERIENCED GROWTH
March 4, 2022
$200,000
Funded Amount
18 Days
Time Till Funded
6.75
Annual % rate
Rise of Prices
Use of Funds
Wholesale
New York
EXPERIENCED GROWTH
BANK LINE
RETURN CLIENT
1/15/2022
$175K
Funded Amount
14 Days
Time Till Funded
7.25%
Annual % rate
Paying off MCA debt
Use of Funds
Commerical Cleaning Company
Rhode Island
FASTER APPROVAL
EXPERIENCED GROWTH
PAYING OFF DEBTS
5/24/2021
$50K
Funded Amount
20 Days
Time Till Funded
6.75%
Annual % rate
Debt Refiance
Use of Funds
Home Health Care/Personal Care
New York
PAYING OFF DEBTS
BANK LINE
HIRED STAFF
6/3/2021
$82K
Funded Amount
23 Days
Time Till Funded
4.50%
Annual % rate
Production Inventory
Use of Funds
Beauty/Haircare Manufacturer
Virginia
BANK LINE
EXPERIENCED GROWTH
RETURN CLIENT
6/9/2021
$70K
Funded Amount
16 Days
Time Till Funded
7.25%
Annual % rate
Working Capital
Use of Funds
Chiropractor
Tennessee
FASTER APPROVAL
BANK LINE
HIRED STAFF
7/30/2021
$150K
Funded Amount
17 Days
Time Till Funded
6%
Annual % rate
Gas Pump
Use of Funds
Gas Station
Pennsylvania
BANK LINE
EXPERIENCED GROWTH
FASTER APPROVAL
8/5/2021
$100K
Funded Amount
15 Days
Time Till Funded
4.25%
Annual % rate
Trailer
Use of Funds
Electrical Contractor
Maryland
BANK LINE
EXPERIENCED GROWTH
FASTER APPROVAL
8/2/2021
$100K
Funded Amount
15 Days
Time Till Funded
6%
Annual % rate
Excavator
Use of Funds
Construction Company
New Jersey
BANK LINE
EXPERIENCED GROWTH
FASTER APPROVAL
12/12/2021
$45K
Funded Amount
28 Days
Time Till Funded
5.25%
Annual % rate
Digital Marketing
Use of Funds
Realty Company
Florida
EXPERIENCED GROWTH
BANK LINE
RETURN CLIENT
8/26/2021
$130K
Funded Amount
19 Days
Time Till Funded
5.25%
Annual % rate
Working Capital
Use of Funds
Podiatrist
Maryland
BANK LINE
EXPERIENCED GROWTH
FASTER APPROVAL
8/26/2021
$150K
Funded Amount
26 Days
Time Till Funded
4.50%
Annual % rate
Scaffolding
Use of Funds
Luxury/Custom Home Builders
South Carolina
BANK LINE
FASTER APPROVAL
EXPERIENCED GROWTH
9/22/2021
$405K
Funded Amount
28 Days
Time Till Funded
6.75%
Annual % rate
Debt Refinance
Use of Funds
Freight Forwarding Company
California
BANK LINE
PAYING OFF DEBTS
EXPERIENCED GROWTH
1/3/2022
$200K
Funded Amount
22 Days
Time Till Funded
4.50%
Annual % rate
New Inventory
Use of Funds
Produce Brokers and Fresh Fruit Farming
Georgia
BANK LINE
RETURN CLIENT
EXPERIENCED GROWTH
10/15/2021
$150K
Funded Amount
16 Days
Time Till Funded
5.75%
Annual % rate
Paying off MCA debt
Use of Funds
Pool Services and Plumbing Contractor
New Jersey
HIRED STAFF
EXPERIENCED GROWTH
PAYING OFF DEBTS
1/23/2022
$566K
Funded Amount
11 Days
Time Till Funded
4.50%
Annual % rate
Inventory for Orders
Use of Funds
Department Store Wholesaler
New York
BANK LINE
FASTER APPROVAL
RETURN CLIENT
10/29/2021
$350K
Funded Amount
19 Days
Time Till Funded
5.25%
Annual % rate
Hiring Contractors
Use of Funds
Global IT Consulting Services
New York
BANK LINE
FASTER APPROVAL
HIRED STAFF
1/8/2022
$100K
Funded Amount
12 Days
Time Till Funded
5.75%
Annual % rate
Working Capital
Use of Funds
Podiatrist
New Jersey
BANK LINE
HIRED STAFF
FASTER APPROVAL
11/19/2021
$100K
Funded Amount
21 Days
Time Till Funded
5%
Annual % rate
Hiring and Marketing
Use of Funds
Commerical Painting/Renovation
Illinois
HIRED STAFF
FASTER APPROVAL
BANK LINE
11/13/2021
$200K
Funded Amount
12 Days
Time Till Funded
4.75%
Annual % rate
Plasma Cutter
Use of Funds
Commercial HVAC Installation
Florida
EXPERIENCED GROWTH
BANK LINE
FASTER APPROVAL
12/10/2021
$1.5M
Funded Amount
14 Days
Time Till Funded
4%
Annual % rate
Working Capital
Use of Funds
Commercial HVAC Installation
Pennsylvania
EXPERIENCED GROWTH
BANK LINE
FASTER APPROVAL
1/5/2022
$200K
Funded Amount
16 days
Time Till Funded
4.75%
Annual % rate
Plasma Cutter
Use of Funds
Commercial HVAC Installation
Florida
RETURN CLIENT
FASTER APPROVAL
PAYING OFF DEBTS
11/10/2021
$1.5M
Funded Amount
20 days
Time Till Funded
4%
Annual % rate
Working Capital
Use of Funds
Commercial HVAC Installation
Pennsylvania
RETURN CLIENT
FASTER APPROVAL
HIRED STAFF
1/5/2022

What you need to get started

Minimum qualifications
  • 600+ FICO
  • 6+ months in business
  • $10,000 in monthly revenue
  • Business registered in the U.S.
What you need to apply
  • Basic details about you and your business
  • Bank connection or year-to-date bank statements

Check to see if you qualify.

Before you apply, check to see the specific requirements for your state.
No application or obligation.